Google Wallet already covers more than payments
It can hold supported boarding passes, tickets, loyalty cards, keys, IDs, insurance cards, and other wallet items alongside payment methods.
That makes it genuinely useful — and it also makes the boundary clearer.
Google Wallet works when the item has a supported wallet form.
Panza does not wait for a wallet format
Most important documents do not arrive as passes.
They arrive as PDFs, photos, scans, email attachments, or paper.
Panza starts there. Add the document, pull the useful details forward, and keep the source attached.
IDs are a good example of the difference
Google Wallet supports digital ID experiences in specific regions and scenarios. Those are native credentials with their own rules and acceptance requirements.
Panza is not trying to turn a passport copy into an official digital ID. It is there when you need the passport number, expiry date, or the original reference copy close at hand.
Use the native wallet where it exists
If your insurance card, ticket, key, or ID is supported by Google Wallet, use the native experience.
Then use Panza for the documents around it: the full policy, registration, passport copy, warranty, or anything else that still lives as a document.